"Sales are up. Why is my account empty?"
Profit and cash are two different things. We build a rolling 13-week cash forecast so you see the gap coming — collections timing, inventory, payroll runs — instead of finding it on a Friday afternoon.
Bookkeeping · Tax · Fractional CFO — Delmar, MD
Your books, closed by the 10th. Every month.
Everly turns messy financial records into a clean monthly close, a plain-English report, and a 30-minute conversation about what to do next — for small businesses and nonprofits across Maryland's Eastern Shore. Plans start at $350 a month, and the price is on this page, not behind a sales call.
No contracts. Month to month. Reduced rates for nonprofits and mission-driven businesses.
- Starting plan
- $350 / month
- Books closed
- Business day 10
- Platform
- QuickBooks Online
- Access discounts
- 7 categories
Monthly close
Example · Aug 2026
Revenue184,220.00
Services161,940.00
Product22,280.00
Cost of revenue(71,908.00)
Operating expenses(64,415.00)
Payroll & benefits(41,600.00)
Rent & utilities(9,150.00)
Software & other(13,665.00)
Net operating income47,897.00
Reconciled · 0 uncategorized
Delivered day 10
The questions
Most owners don't need more reports. They need answers.
"Can I afford to hire someone?"
We model the hire against your real margins and runway: fully loaded cost, the month you break even, and what has to be true for it to work. You get a number, not a shrug.
"Am I going to owe at tax time?"
We track your position every quarter and coordinate directly with your tax preparer — 1099s, Maryland sales tax, estimated payments — so April is a formality instead of a surprise.
What we do
Four things, done properly, on a fixed rhythm.
Foundation
Bookkeeping & monthly close
Ledger maintenance, bank and card reconciliation, vendor invoice processing, customer invoicing and aging, payroll reconciliation, and a clean month-end and year-end close. If your books are behind, we quote the catch-up separately and finish it before ongoing work starts.
Visibility
Financial reporting
A monthly statement set plus a budget-to-actual variance report and the three or four numbers that actually move your business. Written so you can hand it to a lender, a board or a business partner without translating it first.
Compliance
Tax preparation & compliance
Tax preparation and filings, audit support, 1099 preparation, Maryland, Delaware and Virginia sales tax, and grant and regulatory reporting. Because the same firm keeps your books all year, nothing has to be reconstructed in April — the return is built from records that were already current.
Direction
CFO advisory & outsourced finance
Annual budgets, cash flow forecasting, pricing and margin analysis, job costing for contractors, internal controls, and the reporting package lenders and investors ask for. Available as a standing engagement, a defined project, or a fully outsourced finance department.
The rhythm
You'll know exactly what arrives, and when.
Every competitor promises "timely" financials. Here is the actual schedule, and you can hold us to it.
-
Business day03
Feeds reconciled
Every bank and credit card account matched and categorized. Anything we can't identify comes to you as one short list — not forty emails.
-
Business day06
AP run & AR aging
Bills queued for your approval, receivables aging sent, and the accounts worth a phone call flagged before they age another month.
-
Business day10
Books closed
Profit and loss, balance sheet, cash flow statement and budget-to-actual delivered. Zero uncategorized transactions.
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Business day12
Review call
Thirty minutes on what changed, what it means, and the one or two decisions sitting in front of you this month.
Cadence applies to Essential plans and above. Starter plans close by business day 15 with a quarterly review call.
Free tool · No email required
Not sure where you stand? Score your books in two minutes.
Eight questions across how current your books are, cash visibility, tax readiness and margins. You get a score out of 100, the three things to fix first, and an honest answer about which plan fits — or whether you need us at all.
Who we serve
The businesses and nonprofits that hold the Eastern Shore together.
We work with owner-operated small businesses, nonprofit organizations and individuals across the Eastern Shore of Maryland, Delaware and Virginia — Delmar, Salisbury, Fruitland, Laurel, Seaford, Ocean City and the towns between — contractors and trades, seasonal and coastal businesses, healthcare practices, and community organizations.
You get a named person who knows your business, not a call center and not a subscription that quietly triples in year two. Every engagement starts by understanding your needs, your priorities and your budget, then building a scope that fits. If a service on our list isn't useful to you, it isn't in your plan.
Nonprofit specialists. Fund and grant tracking, restricted versus unrestricted reporting, functional expense allocation, board-ready financial packets, and Form 990 preparation support.
The Access Program
Reduced rates for qualifying organizations
Quality financial guidance shouldn't be reserved for companies that can already afford a finance team. We offer discounted pricing to:
- Nonprofit organizations
- Women-owned businesses
- Minority-owned businesses
- Veteran-owned businesses
- Disability-owned businesses
- LGBTQ+-owned businesses
- Startups & emerging small businesses
- Community-based organizations
Ask about available discounts during your free consultation. Eligibility and discount amounts vary based on the services requested and the scope of the engagement.
Pricing
Published rates. Month to month. No contracts.
Most firms make you book a call to find out what they charge. Here is the whole rate card.
Starter
Sole proprietors and early-stage businesses under about $250k in revenue.
from $350
per month
- Monthly bookkeeping & reconciliation
- Profit and loss + balance sheet
- QuickBooks Online management
- 1099 preparation
- Quarterly review call
Essential
Most chosenGrowing businesses with payroll, vendors and a real invoicing cycle.
from $750
per month
- Everything in Starter
- Day-10 close, full statement set
- Accounts payable & receivable
- Payroll reconciliation
- Monthly 30-minute review call
Growth
Multi-crew or multi-location operations that need forecasting.
from $1,450
per month
- Everything in Essential
- Budget-to-actual & KPI package
- 13-week cash flow forecast
- Job costing & margin analysis
- Lender & board reporting
Premier
Organizations that need a controller and a seat at the strategy table.
from $2,600
per month
- Everything in Growth
- Outsourced controller services
- Fractional CFO advisory
- Annual budget & 3-year model
- Audit preparation & support
Catch-up and cleanup work is quoted separately as a one-time, fixed-price project. Payroll administration, sales tax filing and entity setup are available as add-ons. Reduced rates apply to qualifying organizations through the Access Program above.
Build note — remove before launch. The $350 Starter rate is live and accurate; the Essential, Growth and Premier figures are placeholders positioned against comparable firms. Replace with the real rate card. Publishing all four tiers is the single biggest conversion advantage on this page — six of the eight competitors researched publish nothing at all.
Getting started
Four steps from first call to first close.
-
Free consultation
Thirty minutes. We ask what's actually going on with your books, who touches them, and what you need to be able to see.
30 minutes · no cost -
Books diagnostic
We review your last 90 days and send a written findings memo: what's clean, what's wrong, what it takes to fix, and a fixed quote.
Within 5 business days -
Cleanup & setup
Chart of accounts rebuilt, historical periods corrected, bank feeds and app integrations connected, approval workflow agreed.
1–3 weeks · quoted upfront -
Your first close
The rhythm begins. Reconciled by day 3, reported by day 10, reviewed by day 12 — every month after that.
Next month end
Proof
This section has to be real before the site ships.
Nothing here is invented. These are slots — see docs/02-strategy-and-positioning.md §7.
Client quote — to be collected
Ask for a specific outcome, not a compliment. "We went from four months behind to closing on the 10th" beats "great to work with" every single time.
Name, Title — Company, City
Nonprofit quote — to be collected
One quote from a nonprofit executive director about board reporting or audit readiness will do more for that audience than any copy on this page.
Name, Executive Director — Organization
Credentials & reviews
Add credentials — CPA, EA, QuickBooks ProAdvisor — years in practice, and a live Google rating. Competitors lead with 4.8 stars from 200+ reviews. That bar is reachable.
Trust signals — replace this card
Questions
The things people ask on the first call.
How much does bookkeeping cost for a small business?
Everly's bookkeeping plans start at $350 per month for sole proprietors and businesses under about $250,000 in revenue. Growing businesses with payroll and vendor management typically fall between $750 and $1,450 per month. Cleanup of past periods is quoted separately as a fixed-price project.
Reduced rates are available to nonprofits and to women-, minority-, veteran-, disability- and LGBTQ+-owned businesses through the Access Program.
My books are months behind. Is that a problem?
No — it is the most common way clients arrive. We quote catch-up work as a separate fixed-price project based on the diagnostic, complete it first, then start the ongoing plan on clean books. You will know the full cost before we begin.
One thing worth knowing: penalties and interest compound, and cleanup gets more expensive the longer it waits. The sooner it starts, the smaller the project.
What's the difference between a bookkeeper and an accountant?
A bookkeeper records and categorizes transactions and keeps the ledger accurate month to month. An accountant interprets those records — preparing financial statements, advising on tax position, and guiding decisions. Everly does both: the recording work, and the interpretation that makes it useful.
Do you file my tax return?
Yes. Tax preparation and filings are part of what Everly does, alongside audit support, 1099 preparation and sales tax across Maryland, Delaware and Virginia.
The advantage of one firm doing both: because we keep your books current all year, nothing has to be reconstructed at filing time, and your quarterly position is tracked as you go rather than discovered in April.
Do I have to use QuickBooks Online?
QuickBooks Online is what we set up, clean up and manage day to day, so it is the smoothest path. If you're on another platform, raise it during the consultation and we'll tell you honestly whether we're the right firm for it.
Do you work with nonprofit organizations?
Yes, and it is a specialty. That includes fund and grant tracking, restricted versus unrestricted reporting, functional expense allocation, board-ready financial packets, Form 990 preparation support, and audit-ready workpapers. Nonprofits also qualify for reduced rates under the Access Program.
What areas do you serve?
Everly Accounting Solutions is based in Delmar, Maryland and serves the Eastern Shore of Maryland, Delaware and Virginia — including Salisbury, Fruitland, Delmar DE, Laurel, Seaford, Ocean City, Berlin, Cambridge, Accomac and Onancock. Because the work is done remotely, Everly also supports businesses beyond the region.
Am I locked into a contract?
No. Plans are month to month. Cleanup projects are fixed-scope and fixed-price, so you are never signing up for an open-ended bill.
Who will I actually be working with?
A named person, not a queue. You'll meet them on the consultation call and they stay with your account.
TK — add the team here with photos, credentials and years in practice. This is the highest-value content currently missing from the site.
Bring us your worst month.
Thirty minutes, no cost, no pitch deck. We'll tell you what we'd fix first and roughly what it would cost — even if the answer is that you don't need us yet.